Gamuda Land, in collaboration with Public Bank Berhad (Public Bank), has introduced the PB SmartLiving financing package, offering Malaysian homebuyers unprecedented flexibility and affordability.
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Gamuda Land, in collaboration with Public Bank Berhad (Public Bank), has introduced the PB SmartLiving financing package, offering Malaysian homebuyers unprecedented flexibility and affordability.
The PB SmartLiving package is an industry-first offering by Public Bank and Gamuda Land, tailored exclusively for The Clove, a pioneering home typology in the Park Homes series.
This financing package sets it apart in the market with its unmatched benefits, offering up to 120% financing to cover home loans, renovation costs, and appliance purchases.
“Our collaboration with Public Bank underscores our commitment to delivering not only sustainable and thoughtfully designed homes but also innovative financial solutions that simplify the journey to homeownership. By forming long-standing partnerships with impactful organisations like Public Bank, we are able to collaboratively create solutions that empower Malaysians to own and customise their homes with greater ease.
Tailored exclusively for The Clove, our innovative Park Homes typology, this financing solution reaffirms our dedication to reimagining what’s possible in modern homeownership—offering not just houses, but the freedom to create a lifestyle that truly reflects their aspirations,” said Chu Wai Lune, Chief Executive Officer, Gamuda Land.
With competitive interest rates starting as low as 3.30% per annum for the first year of the home loan, complemented by a compelling 4.30% per annum for financing renovation costs and appliance purchases—the lowest available for such a scheme in Malaysia—it provides exceptional affordability.
Additionally, the package features a flexible loan tenure of up to 35 years, making it an ideal solution for Malaysian homebuyers seeking both financial ease and long-term flexibility.
'Public Bank is delighted to collaborate with Gamuda Land to introduce the PB SmartLiving package, which underscores our commitment to supporting Malaysians in achieving their homeownership dreams. By combining our financial expertise with Gamuda Land’s forward-thinking property innovations, we aim to provide homebuyers with unparalleled flexibility and convenience.
This financing solution not only caters to the evolving needs of modern homeowners but also reinforces Public Bank’s dedication to delivering value-added services that enhance customers' quality of life,' said Tan Sri Dato’ Sri Dr. Tay Ah Lek, Managing Director & Chief Executive Officer, Public Bank.
The Clove introduces a bold vision for modern living with clusters of eight homes thoughtfully designed around private gardens and vibrant communal green spaces, replacing traditional back lanes. This unique typology bridges the gap between terrace houses and semi-detached properties, offering families more space, privacy, and a stronger sense of community.
The Clove homes are solar- and EV-ready, featuring reinforced roofs, built-in isolators, and advanced digital IBS panel construction. These future-proofed and environmentally conscious designs cater to buyers seeking sustainable living solutions.
Adding to its appeal, The Clove offers full customisation through the GL Connect Portal, Gamuda Land’s cutting-edge platform powered by Generative AI. This intuitive tool enables homeowners to personalise layouts in real time—whether adding extra bedrooms, expanding living areas, or selecting curated interior design packages and green add-ons such as solar panels, EV chargers, and smart home appliances. The seamless process empowers buyers to craft homes that suit their lifestyles while embracing sustainability.
Through its collaboration with Public Bank, which offers the PB SmartLiving financing package providing up to 120% financing (including up to 30% allocated for renovations and fixtures), homeowners are one step closer to turning their vision of an ideal home into reality.
With flexible terms and the lowest interest rates in the market, this solution makes homeownership more accessible and convenient. Together, these offerings position The Clove as a game-changer in creating modern, community-focused homes that harmonise with nature and redefine sustainable living.